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Home Mobile

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Tenant — Renters insurance HO-4 is an option for renters of a mobile home. If your mobile home is not tied down, it could roll or flip in a severe windstorm.

What are tie-downs? As long as they are properly installed and maintained, they will last for a long time. Would you like to proceed?

Mobile Home Insurance. Coverage highlights Comprehensive protection — Your policy covers any cause of loss fire, lighting, wind, hail, explosion, burst water pipes, and so on unless that cause is specifically excluded in the policy documents.

Is your manufactured home not a full-time residence? Manufactured housing is flexible and so is our program. We accept other uses and occupancies.

Vacant — A vacant mobile home can be insured through our Vacant program. Dig Into The Details. Quick Links Find an agent for a quote If you want to find an agent now , or have questions, call us at Our hours are 8 a.

Monday through Friday. Learn More Learn how to maintain the roof on your mobile home. Here are some important safety tips: Weather conditions vary.

Contact your local building department to find out how many tie-downs are necessary for your home. This can result from a home sinking over time.

It may need to be re-leveled to correct the tension on straps. Replace straps and anchors that show signs of corrosion or damage.

The original rationale for this type of housing was its mobility. Units were initially marketed primarily to people whose lifestyle required mobility.

However, in the s, the homes began to be marketed primarily as an inexpensive form of housing designed to be set up and left in a location for long periods of time or even permanently installed with a masonry foundation.

Previously, units had been eight feet or less in width, but in , the foot 3 m wide home "ten-wide" was introduced, along with the new term "mobile home.

The homes were given a rectangular shape, made from pre-painted aluminum panels, rather than the streamlined shape of travel trailers, which were usually painted after assembly.

The smaller, "eight-wide" units could be moved simply with a car, but the larger, wider units "ten-wide", and, later, "twelve-wide" usually required the services of a professional trucking company, and, often, a special moving permit from a state highway department.

During the late s and early s, the homes were made even longer and wider, making the mobility of the units more difficult. Nowadays, when a factory-built home is moved to a location, it is usually kept there permanently and the mobility of the units has considerably decreased.

In some states, mobile homes have been taxed as personal property if the wheels remain attached, but as real estate, if the wheels are removed.

Removal of the tongue and axles may also be a requirement for real estate classification. Mobile homes built in the United States since June , legally referred to as manufactured homes, are required to meet FHA certification requirements and come with attached metal certification tags.

Many people who could not afford a traditional site-built home, or did not desire to commit to spending a large sum of money on housing, began to see factory-built homes as a viable alternative for long-term housing needs.

The units were often marketed as an alternative to apartment rental. However, the tendency of the units of this era to depreciate rapidly in resale value [ citation needed ] made using them as collateral for loans much riskier than traditional home loans.

Terms were usually limited to less than the thirty-year term typical of the general home-loan market, and interest rates were considerably higher.

Mobile homes come in two major sizes, single-wides and double-wides. Single-wides are 18 feet 5. Double-wides are 20 feet 6.

Triple-wides and even homes with four, five, or more units are also built but less frequently. While site-built homes are rarely moved, single-wide owners often "trade" or sell their home to a dealer in the form of the reduction of the purchase of a new home.

These "used" homes are either re-sold to new owners or to park owners who use them as inexpensive rental units. Single-wides are more likely to be traded than double-wides because removing them from the site is easier.

While an EF1 tornado might cause minor damage to a site-built home, it could do significant damage to a factory-built home, especially an older model or one that is not properly secured.

Also, structural components such as windows are typically weaker than those in site-built homes. Many brands offer optional hurricane straps, which can be used to tie the home to anchors embedded in the ground.

This national regulation has allowed many manufacturers to distribute nationwide because they are immune to the jurisdiction of local building authorities.

There are, however, wind zones adopted by HUD that home builders must follow. For example, statewide, Florida is at least windzone 2.

South Florida is windzone 3, the strongest wind zone. After Hurricane Andrew in , new standards were adopted for home construction.

The codes for building within these wind zones were significantly amended, which has greatly increased their durability.

During the hurricanes in Florida , these standards were put to the test, with great success. Yet, older models continue to face the exposed risk to high winds because of the attachments applied such as carports, porch and screen room additions.

Such areas are exposed to "wind capture" which apply extreme force to the underside of the integrated roof panel systems, ripping the fasteners through the roof pan causing a series of events which destroys the main roof system and the home.

The popularity of the factory-built homes caused complications the legal system was not prepared to handle. Originally, factory-built homes tended to be taxed as vehicles rather than real estate, which resulted in very low property tax rates for their inhabitants.

That caused local governments to reclassify them for taxation purposes. However, even with that change, rapid depreciation often resulted in the home occupants paying far less in property taxes than had been anticipated and budgeted.

The ability to move many factory-built homes rapidly into a relatively small area resulted in strains to the infrastructure and governmental services of the affected areas, such as inadequate water pressure and sewage disposal, and highway congestion.

That led jurisdictions to begin placing limitations on the size and density of developments. Early homes, even those that were well-maintained, tended to depreciate in value over time, much like motor vehicles.

That is in contrast to site-built homes which include the land they are built on and tend to appreciate in value. The arrival of mobile homes in an area tended to be regarded with alarm, in part because of the devaluation of the housing potentially spreading to preexisting structures.

This combination of factors has caused most jurisdictions to place zoning regulations on the areas in which factory-built homes are placed, and limitations on the number and density of homes permitted on any given site.

Other restrictions, such as minimum size requirements, limitations on exterior colors and finishes, and foundation mandates have also been enacted.

There are many jurisdictions that will not allow the placement of any additional factory-built homes. Others have strongly limited or forbidden all single-wide models, which tend to depreciate in value more rapidly than modern double-wide models.

Apart from all the practical issues described above, there is also the constant discussion about legal fixture and chattels and so the legal status of a trailer is or could be affected by its incorporation to the land or not.

This sometimes involves such factors as whether or not the wheels have been removed. The city of Cleveland , Mississippi , has made efforts to eliminate its "run-down mobile homes," which the city describes as "unsightly.

The North Carolina Board of Transportation allowed foot-wide homes on the state's roads, but until January , foot-wide homes were not allowed.

Under a trial program approved January 10, , the wider homes could be delivered on specific roads at certain times of day and travel 10 mph below the speed limit, with escort vehicles in front and behind.

In December , a study showed that the wider homes could be delivered safely, but some opponents still wanted the program to end.

A third escort was required, including a law enforcement officer on two-lane roads. Mobile homes are often sited in land lease communities known as trailer parks also 'trailer courts', 'mobile home parks', 'mobile home communities', 'manufactured home communities', 'factory-built home communities' etc.

In addition to providing space, the site often provides basic utilities such as water, sewer, electricity, or natural gas and other amenities such as mowing, garbage removal, community rooms, pools, and playgrounds.

There are over 38, [13] trailer parks in the United States ranging in size from 5 to over 1, home sites. Although most parks appeal to meeting basic housing needs, some communities specialize towards certain segments of the market.

One subset of mobile home parks, retirement communities, restrict residents to those age 55 and older. Another subset of mobile home parks, seasonal communities, are located in popular vacation destinations or are used as a location for summer homes.

Newer homes, particularly double-wides, tend to be built to much higher standards than their predecessors and meet the building codes applicable to most areas.

That has led to a reduction in the rate of value depreciation of most used units. Additionally, modern homes tend to be built from materials similar to those used in site-built homes rather than inferior, lighter-weight materials.

They are also more likely to physically resemble site-built homes. Often, the primary differentiation in appearance is that factory-built homes tend to have less of a roof slope so that they can be readily transported underneath bridges and overpasses.

The number of double-wide units sold exceeds the number of single-wides, which is due in part to the aforementioned zoning restrictions.

Another reason for higher sales is the spaciousness of double-wide units, which are now comparable to site-built homes.

Single-wide units are still popular primarily in rural areas, where there are fewer restrictions. They are frequently used as temporary housing in areas affected by natural disasters when restrictions are temporarily waived.

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Home Mobile Video

Our Version of a \ Rental — The Beste Spielothek in Hienhardt finden program accepts residential and light commercial-use units. After 1EUR Paysafecard Andrew innew standards Gamescom Sonntag adopted for home construction. For a partial loss, we pay the actual cash value of the loss, but you can upgrade that to a replacement cost valuation. Behind the cosmetic work fitted at installation to hide the base, there are strong trailer frames, axles, wheels, and tow-hitches. There are also modulars with 2 to 4 storeys.

Home Mobile - Kombinieren und Sparen

Sie dürfen jetzt bestellen und ein Portierungsdatum innerhalb der kommenden 4 Monate wählen. Weitere Anmerkungen. Mobile Massage Therapist. Back Geräte. Auf ihrem Weg haben sie viele talentierte Designer kennen gelernt Wer kann von diesem Angebot profitieren? B and O are also the initials of the 2 founders. There are many holiday parks in the UK in which one's own static caravan can be owned. January 10, Our hours are 8 a. Back in the day, a division of our company provided consumer financing for the fast-growing mobile home market, and for a time we even Casino Royal Drehorte a manufacturer and one of the first double-wide builders. The Hard Rock Cafe Kette were often marketed as an alternative to apartment rental. Im SmartHomeMobile wird auf ca. 90qm ein nahezu vollständiger Querschnitt durch Alltagsanwendungen und Innovationen der Elektrotechnik im Haushalt. Home Mobile Basso Rattan, Nero: dapino-graphics.nl: Casa e cucina. Home - Mobile. BVDK e.V. - Mobile Version. Sie befinden sich auf der mobilen Version unserer Homepage. Um alle Inhalte anzusehen, besuchen Sie bitte. vdsl home flat 30, die TOP-Speed-Doppelflatrate Deluxe. VDSL-Flat mit Top-DSL mit bis zu kbit/s, Telefon-Flat ins schweizer Festnetz, monatlich Kombinieren und Sparen. Wenn Sie ein Mobilabo und ein Home Paket von Sunrise kombinieren, erhalten Sie dank Sunrise-Vorteil monatlich 10% Rabatt auf.

What are tie-downs? As long as they are properly installed and maintained, they will last for a long time. Would you like to proceed? Mobile Home Insurance.

Coverage highlights Comprehensive protection — Your policy covers any cause of loss fire, lighting, wind, hail, explosion, burst water pipes, and so on unless that cause is specifically excluded in the policy documents.

Is your manufactured home not a full-time residence? Manufactured housing is flexible and so is our program. We accept other uses and occupancies.

Vacant — A vacant mobile home can be insured through our Vacant program. Dig Into The Details. Quick Links Find an agent for a quote If you want to find an agent now , or have questions, call us at Our hours are 8 a.

Monday through Friday. Learn More Learn how to maintain the roof on your mobile home. Here are some important safety tips: Weather conditions vary.

Contact your local building department to find out how many tie-downs are necessary for your home. This can result from a home sinking over time. It may need to be re-leveled to correct the tension on straps.

Replace straps and anchors that show signs of corrosion or damage. Be sure your turnbuckles devices to adjust the tension and length of straps have welded eyes or forged eyes — not hooks.

Make sure straps are not kinked or bent. In December , a study showed that the wider homes could be delivered safely, but some opponents still wanted the program to end.

A third escort was required, including a law enforcement officer on two-lane roads. Mobile homes are often sited in land lease communities known as trailer parks also 'trailer courts', 'mobile home parks', 'mobile home communities', 'manufactured home communities', 'factory-built home communities' etc.

In addition to providing space, the site often provides basic utilities such as water, sewer, electricity, or natural gas and other amenities such as mowing, garbage removal, community rooms, pools, and playgrounds.

There are over 38, [13] trailer parks in the United States ranging in size from 5 to over 1, home sites.

Although most parks appeal to meeting basic housing needs, some communities specialize towards certain segments of the market. One subset of mobile home parks, retirement communities, restrict residents to those age 55 and older.

Another subset of mobile home parks, seasonal communities, are located in popular vacation destinations or are used as a location for summer homes.

Newer homes, particularly double-wides, tend to be built to much higher standards than their predecessors and meet the building codes applicable to most areas.

That has led to a reduction in the rate of value depreciation of most used units. Additionally, modern homes tend to be built from materials similar to those used in site-built homes rather than inferior, lighter-weight materials.

They are also more likely to physically resemble site-built homes. Often, the primary differentiation in appearance is that factory-built homes tend to have less of a roof slope so that they can be readily transported underneath bridges and overpasses.

The number of double-wide units sold exceeds the number of single-wides, which is due in part to the aforementioned zoning restrictions.

Another reason for higher sales is the spaciousness of double-wide units, which are now comparable to site-built homes. Single-wide units are still popular primarily in rural areas, where there are fewer restrictions.

They are frequently used as temporary housing in areas affected by natural disasters when restrictions are temporarily waived.

Another recent trend has been parks in which the owner of the mobile home owns the lot on which their unit is parked. Some of these communities simply provide land in a homogeneous neighborhood, but others are operated more like condominiums with club homes complete with swimming pools and meeting rooms which are shared by all of the residents, who are required to pay membership fees and dues.

Mobile home or mobile-homes are used in many European campgrounds to refer to fixed caravans , purpose-built cabins , and even large tents, which are rented by the week or even year-round as cheap accommodation, similar to the US concept of a trailer park.

Like many other US loanwords , the term is not used widely in Britain. They are more commonly referred to as Park Homes or Leisure Lodges, depending on if they are marketed as a residential dwelling or as a second holiday home residence.

Mobile homes are built to the BS standard, which classifies the homes as being built to a residential standard. The majority of residential parks in the UK have a minimum age limit for their residents, and are marketed as retirement only parks due to this, but it is unlikely for a leisure lodge or static caravan holiday park to have such age restrictions.

In addition to mobile homes, static caravans are popular across the UK. Static caravans have wheels and a rudimentary chassis with no suspension or brakes and are therefore transported on the back of large flatbed lorries, the axle and wheels being used for movement to the final location when the static caravan is moved by tractor or 4x4.

A static caravan normally stays on a single plot for many years and has many of the modern conveniences one would normally find in a home. Mobile homes are designed and constructed to be transportable by road in one or two sections.

Legally, mobile homes can still be defined as "caravans". Static holiday caravans generally have sleeping accommodation for 6 to 10 people in 2, 3 or 4 bedrooms and on convertible seating in the lounge referred to as a 'pull out bed'.

They tend towards a fairly "open-plan" layout, and while some units are double glazed and centrally heated for year-round use, cheaper models without double glazing or central heating are available for mainly summer use.

Generally, holiday homes are clad in painted steel panels, but can be clad in PVC, timber or composite materials.

Static caravans are sited on caravan parks where the park operator of the site leases a plot to the caravan owner.

There are many holiday parks in the UK in which one's own static caravan can be owned. There are a few of these parks in areas that are prone to flooding and anyone considering buying a sited static caravan needs to take particular care in checking that their site is not liable to flooding.

Some park owners used to have unfair conditions in their lease contracts but the Office of Fair Trading has produced a guidance document available for download called Unfair Terms in Holiday Caravan Agreements which aims to stop unfair practices.

They are constructed of light metal, are not insulated but can be outfitted with heating and air-conditioning units, water lines, recessed lighting, and floor tiling to function in a full-service capacity.

Because of similarities in the manufacturing process, some companies build both types in their factories.

Modular homes are transported on flatbed trucks rather than being towed, and lack axles and an automotive-type frame. However, some modular homes are towed behind a semi-truck or toter on a frame similar to that of a trailer.

The home is usually in two pieces and is hauled by two separate trucks. Each frame has five or more axles, depending on the size of the home.

Once the home has reached its location, the axles and the tongue of the frame are then removed, and the home is set on a concrete foundation by a large crane.

Both styles are commonly referred to as factory-built housing, but that term's technical use is restricted to a class of homes regulated by the Federal National Mfd.

Housing Construction and Safety Standards Act of Most zoning restrictions on the homes have been found to be inapplicable or only applicable to modular homes.

That occurs often after considerable litigation on the topic by affected jurisdictions and by plaintiffs failing to ascertain the difference.

Most modern modulars, once fully assembled, are indistinguishable from site-built homes. Their roofs are usually transported as separate units.

Newer modulars also come with roofs that can be raised during the setting process with cranes. There are also modulars with 2 to 4 storeys.

A modern "triple wide" home, designed to look like an adobe home. From Wikipedia, the free encyclopedia. For other uses, see Mobile home disambiguation.

For the record label, see Static Caravan Recordings. The examples and perspective in this article deal primarily with the United States and do not represent a worldwide view of the subject.

You may improve this article , discuss the issue on the talk page , or create a new article , as appropriate. April Learn how and when to remove this template message.

Main article: Manufactured housing. Main article: Trailer park. Main article: Caravan Israel. Main article: Modular home.

A mobile home is being moved, California. Housing portal. Retrieved 28 March Great Caravan Repair Deals! Archived from the original on Retrieved EZ Homes.

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